About Arch Canada
Home ownership for every Canadian.
Arch exists to make home ownership simple and universally available to all Canadians. Our core values center on empowering homeowners to achieve financial stability through personalized service and fair, equitable lending practices.
Our philosophy
What we believe.
Our team is committed to living these values every day.
Part 1
We believe real estate must be:
- Democratized
- Sustainable
- Socially responsible
Part 2
We believe financing must be:
- Enabling
- Tailored
- Equitable
The Story
Built by a team that knows how confusing this gets.
Arch Canada was founded after watching too many Canadians get lost in the mortgage process — bouncing between bank websites, calling six brokers, and somehow ending up with terms that didn't fit their life.
The work is simple: clear, practical guidance through a knowledge resource (the blog, the calculators, the explainers) and a single front door to the right financing when you're ready to apply.
Every article on this site is written and reviewed by our team, with the goal of demystifying Canadian mortgage decisions — variable vs fixed, refinancing, first-time buying, equity access, and everything in between.
The Partnership
Powered by Perch Mortgage Brokerage.
Perch (ON Licence #13263) is the brokerage that processes mortgage applications referred through Arch Canada. They operate a digital-first model with access to 40+ lenders, competitive rates, and pre-approval in 24 hours.
Start with Perch40+
Lender network
24h
Pre-approval turnaround
100%
Digital-first process