Welcome to Arch
Empowering Canadian Home Ownership.
Simpler, smarter, more affordable financing.
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Accelerate and optimize your next move.
Whether you need help with your down payment, want to buy a new home, manage your debt, or access your equity, we've got you covered.
Down Payment Support
Get Help with Your Down Payment
We help Canadians access home ownership faster by addressing one of the hardest parts of home buying — the down payment.
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Mortgages
Buy Your Home
Simplify your path to ownership with tailored home financing matched to your income, credit and goals.
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Home Loans
Enjoy Your Equity
Access up to 85% of your home's value, with funding in as little as 72 hours. Renovations, debts, opportunity — your call.
Learn moreHome Financing
Home financing that meets you where you are.
Access a network of 40+ trusted brokers offering competitive rates and a wider range of lending options — all in one place.
- Flexible optionsMatched to your income, credit, and goals — not one-size-fits-all.
- Fast & simpleDigital-first, less paperwork, pre-approval in 24 hours.
- Network of experts40+ brokers, competitive rates, wider lending options.
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A World of Benefits
Built for Canadians, backed by experts.
01
Flexible & Personalized
Solutions matched to your income, credit history, and ownership goals. Real options, not templates.
02
Success at Warp Speed
Digital-first process. Pre-approval in 24 hours. Equity access in as little as 72 hours.
03
The Network Effect
40+ trusted brokers, competitive rates, wider lending options. One front door to all of them.
The Latest
Keep informed with news and views that move you forward.
Home Buying
Toronto Buyers Renting 2026: Why 58% Skip Buying Now
Toronto buyers renting rose to 58% of Q1 2026 transactions as prices dropped 20% since 2022 and rental supply surged.
By the Arch Team · Aug 2, 2026
Mortgage Basics
7 Reverse Mortgage Myths That Keep Canadian Seniors From Accessing Their Home Equity
7 reverse mortgage myths debunked: Canada's $10.9B market explained. Learn borrowing limits, inheritance impact, and when it makes sense in 2026.
By the Arch Team · Jul 29, 2026
Market Insights
Canadian Home Sales May 2026: Why the 5.5% Jump Matters for Buyers
Canadian home sales climbed 5.5% in May 2026 — the first real buyer comeback this year. Why it matters for your summer search.
By the Arch Team · Jul 25, 2026
Mortgage Rates
BoC Rate Hold 2026: Should You Lock In or Wait for Cuts?
BoC held rates at 2.25% for the 5th time in 2026. Should you lock in fixed or bet on variable? Here's what uncertainty means for your mortgage.
By the Arch Team · Jul 21, 2026
Real Estate Markets
Vancouver Unsold Condos 2026: Why 3,554 Units Sit Empty
Vancouver has 3,554 unsold condos — the highest since the '90s. Resale units are selling $30K-$40K below asking. Here's what buyers need to know.
By the Arch Team · Jul 17, 2026
Renting
Purpose-Built Rentals vs Condos: Which One Should You Choose in Canada?
Purpose-built rentals vs condos: 47% of new GTHA rentals offered 2 months free in Q1 2026. Which rental type saves you more?
By the Arch Team · Jul 13, 2026
Homeownership
What Happens If Your Landlord Misses Mortgage Payments in Canada?
Landlord misses mortgage payments? In Ontario your lease survives; in BC it might not. Learn tenant rights during power of sale in 2026.
By the Arch Team · Jul 9, 2026
Mortgage News
Bank of Canada Rate Hold June 2026: What It Means for Your Mortgage
The Bank of Canada held rates at 2.25% for the fifth time. Here's what that means for your mortgage in June 2026.
By the Arch Team · Jul 5, 2026
Real Estate Market
Ontario Homes Selling at a Loss: Why 36.6% of Peak Buyers Lost Money
36.6% of Ontario homes bought in 2022 sold at a loss by 2025. Learn why peak buyers lost money and how to protect yourself if you're selling soon.
By the Arch Team · Jul 1, 2026
Housing Market Trends
Montreal Home Sales May 2026: 7% Drop, Prices Still Up
Montreal home sales May 2026 fell 6.8% while median prices rose up to 6.1%. Why inventory's climbing, buyers are cautious, and what it means now.
By the Arch Team · Jun 27, 2026
Ready when you are
Your dream home starts here.
No commitment, no pressure. We'll connect you with the right broker and walk you through every option.
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