Down Payment Assistance
Building Foundations for home buyers.
We partner with you in purchasing your home, providing funds to support down payment.
Your New Home
It’s time to get you into your new home.
We partner with you in purchasing your first home, providing funds for the down payment. In return, when you sell your home you return the down payment we invested plus a portion of your home’s increase in value.
Shared Equity Financing
No interest. No monthly payment.
Wait, what?
You read that right. Arch Foundations provides shared-equity financing. This means that the funds for your down payment are provided interest-free. Why would we do this? Because we are investing alongside you in the growth of your home.
It’s a true co-investment, when you win, we win.
Up to $250K
We provide up to $250,000 as a contribution to your down payment.
You provide a down payment of at least 5% of the value of the home
25+ years
Long-term, patient financing provides flexibility
You are welcome to buy us out at any time by purchasing our share of equity
$1.5M
Maximize your purchasing power
Gain access to homes that require a larger down payment
Why it works
A world of benefits.
The home you want
Expand your buying power with a larger down payment.
Stop paying rent
Put your money to work for you, not your landlord.
Lower your payment
Improve your cash flow and up your savings.
Avoid the interest
Smaller mortgage, lower monthly payments.
Who is this for?
- You are a first-time buyer
- You are ready to buy, but don’t have the full down payment
- You don’t want to use all of your savings
- You want to reduce your monthly payments
How it works
A collaborative process.
01
Get an estimate
Pre-qualify for up to 15% of your home’s value.
02
Shop with confidence
Find your new home and submit a purchase offer.
03
Get ready to close
Secure our commitment and finalize your mortgage financing and approvals.
04
Grow together
Complete your purchase and enjoy the perks of partnering with Arch.
Down Payment Assistance
Ready to get started?
Pre-qualify today and strike a path to home ownership.
Get Started