Down Payment Support
Help with your down payment.
The down payment is often the hardest part of buying a home. Federal, provincial, and municipal programs exist to help — we'll match you with what you qualify for.
Programs we help match
Real money, real eligibility.
First Home Savings Account
FHSA
Up to $40,000 lifetime, tax-deductible contributions + tax-free withdrawals for your first home. Combines TFSA + RRSP benefits.
Home Buyers' Plan
HBP
Borrow up to $60,000 from your RRSP toward your first home. 15-year repayment, tax-free withdrawal.
Provincial
Province-specific grants
Ontario, BC, Alberta, and others run their own down payment assistance programs. Eligibility varies — we'll help you check.
The Process
We match you, you decide.
- Tell us about your situation: income, savings, province, first-time status.
- We surface every program you likely qualify for, with eligibility details in plain language.
- Your broker walks you through applying — paperwork, deadlines, and what counts.
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